Robeco offers insurers and pension funds highly customized client-driven solutions. These portfolios are optimized based on client-specific objectives regarding four main considerations:
We have a long track record in managing customized portfolios based on client specific investment and regulatory considerations. Our offering includes solutions in the LDI, cash flow-matching, buy & maintain credit and multi-asset spaces, among others.
To design customized solutions, we first make sure we understand our clients and their specific objectives. The optimal portfolio depends on their specific needs in terms of objectives, requirements and regulation. Our portfolio managers spend significant time on the design phase, focusing on the actual purpose of the investment, such as cash flow matching, protecting the solvency ratio or accumulating wealth.
Our dedicated Insurance & Pension Solutions team has all the experience, tools and Robeco wide resources needed to design and manage optimal and highly customized client solutions.
This team is fully dedicated to translating clients’ investment objectives into customized investment solutions. Regulatory efficiency and strategic risk and return analysis are key features of our offering. Whenever necessary, we can adjust our models to our clients’ specific matching adjustment needs, internal models and the Solvency 2 capital requirements. In addition, we can make specific ESG goals, pursued by a client, part of the optimization objective. This is done by integrating ESG and SDG assessments. Robeco is a sustainability leader with an A+ score in PRI assessment, which gives us the knowledge and knowhow to optimally integrate sustainability factors in your portfolio.
After the design phase, the portfolio is managed with a strong focus on risk management. We make sure that every investment decision is consistent with the client’s objectives and beliefs. We consider close communication with the client as a key factor of success.
Clear periodic reporting and direct access to portfolio managers on portfolio positions, markets, regulation and research are an integral part of the service we provide. Our specialists proactively share insights and respond thoroughly and swiftly to specific requests from insurance and pension clients.
Our cash flow matching investment process optimizes allocation across fixed income asset classes. Eligible asset classes and instruments are defined by the client. Certain allocations are predefined, which leads to a ‘residual’ cash flow optimization target. The risk budget is then optimally allocated to the various risk ‘segments’ across asset classes, ratings and tenors.
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2. Important risk disclosures
2. Important risk disclosures Robeco Capital Growth Funds (“the Funds”) are distinguished by their respective specific investment policies or any other specific features. Please read carefully for the risks of the Funds:
3. Local legal and sales restrictions
The information contained in the Website is being provided for information purposes.
Neither information nor any opinion expressed on the Website constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or service. The information contained in the Website does not constitute investment advice or a recommendation and was prepared without regard to the specific objectives, financial situation or needs of any particular person who may receive it. An investment in a Robeco product should only be made after reading the related legal documents such as management regulations, prospectuses, most recent annual and semi-annual reports, which can be all be obtained free of charge at www.robeco.com/hk/en and at the Robeco Hong Kong office.
4. Use of the Website
The information is based on certain assumptions, information and conditions applicable at a certain time and may be subject to change at any time without notice. Robeco aims to provide accurate, complete and up-to-date information, obtained from sources of information believed to be reliable. Persons accessing the Website are responsible for their choice and use of the information.
5. Investment performance
No assurance can be given that the investment objective of any investment products will be achieved. No representation or promise as to the performance of any investment products or the return on an investment is made. The value of your investments may fluctuate. The value of the assets of Robeco investment products may also fluctuate as a result of the investment policy and/or the developments on the financial markets. Results obtained in the past are no guarantee for the future. Past performance, projection, or forecast included in this Website should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Fund performance figures are based on the month-end trading prices and are calculated on a total return basis with dividends reinvested. Return figures versus the benchmark show the investment management result before management and/or performance fees; the fund returns are with dividends reinvested and based on net asset values with prices and exchange rates of the valuation moment of the benchmark.
Investments involve risks. Past performance is not a guide to future performance. Potential investors should read the terms and conditions contained in the relevant offering documents and in particular the investment policies and the risk factors before any investment decision is made. Investors should ensure they fully understand the risks associated with the fund and should also consider their own investment objective and risk tolerance level. Investors are reminded that the value and income (if any) from shares of the fund may be volatile and could change substantially within a short period of time, and investors may not get back the amount they have invested in the fund. If in doubt, please seek independent financial and professional advice.
6. Third party websites
This website includes material from third parties or links to websites maintained by third parties some of which is supplied by companies that are not affiliated to Robeco. Following links to any other off-site pages or websites of third parties shall be at the own risk of the person following such link. Robeco has not reviewed any of the websites linked to or referred to by the Website and does not endorse or accept any responsibility for their content nor the products, services or other items offered through them. Robeco shall have no liability for any losses or damages arising from the use of or reliance on the information contained on websites of third parties, including, without limitation, any loss of profit or any other direct or indirect damage. Third party off-site pages or websites are provided for informational purposes only.
7. Limitation of liability
Robeco as well as (possible) other suppliers of information to the Website accept no responsibility for the contents of the Website or the information or recommendations contained herein, which moreover may be changed without notice.
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Neither will Robeco be liable for any loss or damage that may result from access to and use of the Website.
8. Intellectual property
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10. Applicable law
The Website shall be governed by and construed in accordance with the laws of Hong Kong. All disputes arising out of or in connection with the Website shall be submitted to the exclusive jurisdiction of the courts of Hong Kong.