Robeco Life Cycle Fund 2035 F EUR

Capital accumulation towards a set end date with gradual reduction of risk

基金類別 基金類別 Every share class of a product invests in the same portfolio of securities and has the same investment objectives and policies. However, their parameters might deviate. For instance and amongst others, their distribution type, currency exposure or fees and expenses might differ. The most common share classes at Robeco are: a) D/DH shares, which are regular shares and available for all Investors; b) I/IH shares, for institutional investors as defined from time to time by the Luxembourg supervisory authority. For more information on share classes please go to the prospectus.

類別和代碼

資產類別
Asset Allocation
ISIN
LU0966309485
彭博
RLC35FE LX

資產類別

Asset Allocation

ISIN

LU0966309485

彭博

RLC35FE LX

可持續發展相關信息
可持續發展相關信息
Under the EU Sustainable Finance Disclosure Regulation, products can be labelled as either Article 6, 8 or 9 fund.
Article 6 - The fund is not in scope of enhanced sustainability disclosures compared to Article 8 and 9.
Article 8 - The fund does not have a sustainable investment objective but promotes environmental or social characteristics and is subject to enhanced sustainability disclosures.
Article 9 - The fund has a sustainable investment objective and is subject to enhanced sustainability disclosures.
Regardless of Article 8 or 9, the companies in which investments are made must follow good governance practices, and sustainable investments must not do any significant harm.

第8條

晨星評級 晨星評級 Copyright © Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Download The Morningstar Rating for Funds (chapter: The Morningstar Rating: Three-, Five-, and 10-Year) on the Morningstar website.

評級

( 31-07 )

概要表現及費用基金組合可持續性評論文件

期間回報	基金
1個月	-0.87%
3個月	1.55%
年初至今	3.39%
1年	6.83%
2年	6.02%
3年	7.20%
5年	2.52%
10年	4.89%
成立日期 22-02-2008	3.97%

本基金費用	百分比
持續收費 Indication of annual charges that are deducted for this fund. This indication is based on the costs over the last calendar year and may vary from year to year. Transaction costs incurred by the fund, any performance fees and other one-off costs are not included in the ongoing charges.	0.62%
包含管理費 A fee paid by the fund to the asset management company for the professional management of the fund.	0.45%
包含服務費 This fee is intended to cover official fees, such as the cost of annual reports, annual shareholders' meetings and price publications.	0.16%
交易費用 The transaction costs shown are the average annual transaction costs over the last three years calculated in accordance with European regulations.	0.13%

財政產品處理

The fund is established in Luxembourg and is subject to the Luxembourg tax laws and regulations. The fund is not liable to pay any corporation, income, dividend or capital gains tax in Luxembourg. The fund is subject to an annual subscription tax ('tax d'abonnement') in Luxembourg, which amounts to 0.05% of the net asset value of the fund. This tax is included in the net asset value of the fund. The fund can in principle use the Luxembourg treaty network to partially recover any withholding tax on its income.

投資者的稅務安排

The fiscal consequences of investing in this fund depend on the investor's personal situation. For private investors in the Netherlands real interest and dividend income or capital gains received on their investments are not relevant for tax purposes. Each year investors pay income tax on the value of their net assets as at 1 January if and inasmuch as such net assets exceed the investor’s tax-free allowance. Any amount invested in the fund forms part of the investor's net assets. Private investors who are resident outside the Netherlands will not be taxed in the Netherlands on their investments in the fund. However, such investors may be taxed in their country of residence on any income from an investment in this fund based on the applicable national fiscal laws. Other fiscal rules apply to legal entities or professional investors. We advise investors to consult their financial or tax adviser about the tax consequences of an investment in this fund in their specific circumstances before deciding to invest in the fund.

市場發展

截至 31-07-2026

Renewed tensions in the Middle East shaped financial markets throughout July. The escalation of geopolitical risks shifted investors' attention toward energy prices, inflation and interest rates. Major equity indices proved relatively resilient, but beneath the surface markets underwent a broader repricing. The escalation of hostilities between the United States and Iran pushed oil prices higher, reversing much of the improvement in inflation expectations seen during the second quarter. Central banks left rates unchanged but adopted a cautious tone as higher energy prices complicated the inflation outlook. Government bond yields rose, tightening financial conditions and weighing on fixed income. Corporate earnings generally exceeded expectations, supporting equity markets despite higher discount rates. However, returns became increasingly selective, with significant divergence across sectors and individual companies. US equities remained resilient, while European markets faced pressure from higher energy costs and rising bond yields. Emerging markets underperformed, largely due to a sharp correction in South Korean equities. Headline indices masked substantial differentiation.

基金表現分析

截至 31-07-2026

Based on transaction prices, the fund's return was -0.87%. July was a more challenging month for financial markets. Renewed hostilities between Iran and the United States pushed oil prices higher and weighed on investor sentiment. As a result, both equity and bond markets came under pressure. Toward the end of the month, however, equity markets recovered as corporate earnings proved stronger than expected. This market environment affected the performance of the Robeco Life Cycle funds. In July, the funds delivered returns ranging from -0.2% to -0.80%. Funds with a higher allocation to fixed income generated the lowest returns, as elevated government bond yields limited the recovery in fixed income markets. Equity markets, by contrast, recovered more strongly as geopolitical concerns faded and investors refocused on corporate fundamentals. Asset allocation made a modest negative contribution, as the funds maintained a slight overweight in equities. Security selection contributed positively, driven primarily by the strong performance of Robeco BP Global Premium Equities and Robeco QI Global Conservative Equities.

基金經理預期

Ernesto Sanichar

Strong corporate earnings, stable economic growth and steady labor markets continue to provide a supportive backdrop for risk assets. At the same time, renewed geopolitical tensions in the Middle East have increased uncertainty just as equity valuations had returned to more demanding levels. We have therefore moved to a neutral tactical stance on equities. Markets reacted quickly to renewed tensions. Since then, earnings and economic data have been more reassuring than expected. Europe has remained more resilient than feared, while market leadership has continued to broaden, with the equal weighted S&P 500 outperforming its market capitalization weighted counterpart. If that continues, it would support a return to an overweight equity position. For now, bond markets appear to place too much emphasis on inflation risks. We continue to favor selective government bonds, particularly shorter-dated European maturities, while remaining cautious on longer-dated US Treasuries. Within corporate credit, we remain neutral in investment grade but underweight in high yield, reflecting unattractive valuations.