Disclaimer
BY CLICKING ON “I AGREE”, I DECLARE I AM A WHOLESALE CLIENT AS DEFINED IN THE CORPORATIONS ACT 2001.
What is a Wholesale Client?
A person or entity is a “wholesale client” if they satisfy the requirements of section 761G of the Corporations Act.
This commonly includes a person or entity:
who holds an Australian Financial Services License
who has or controls at least $10 million (and may include funds held by an associate or under a trust that the person manages)
that is a body regulated by APRA other than a trustee of:
(i) a superannuation fund;
(ii) an approved deposit fund;
(iii) a pooled superannuation trust; or
(iv) a public sector superannuation scheme.
within the meaning of the Superannuation Industry (Supervision) Act 1993that is a body registered under the Financial Corporations Act 1974.
that is a trustee of:
(i) a superannuation fund; or
(ii) an approved deposit fund; or
(iii) a pooled superannuation trust; or
(iv) a public sector superannuation scheme
within the meaning of the Superannuation Industry (Supervision) Act 1993 and the fund, trust or scheme has net assets of at least $10 million.that is a listed entity or a related body corporate of a listed entity
that is an exempt public authority
that is a body corporate, or an unincorporated body, that:
(i) carries on a business of investment in financial products, interests in land or other investments; and
(ii) for those purposes, invests funds received (directly or indirectly) following an offer or invitation to the public, within the meaning of section 82 of the Corporations Act 2001, the terms of which provided for the funds subscribed to be invested for those purposes.that is a foreign entity which, if established or incorporated in Australia, would be covered by one of the preceding paragraphs.
Fixed Income
Fixed income refers to a broad category of investments that provide regular, predetermined payments, typically in the form of interest, over a fixed period. Common fixed income instruments include government bonds, corporate bonds, municipal bonds, and asset-backed securities. At maturity, investors usually receive the bond’s face value in addition to the interest income.
Key characteristics
Predictable income: Fixed income investments offer steady, scheduled interest payments, making them appealing to income-seeking investors.
Capital preservation: Many fixed income securities are designed to return the original investment (principal) at maturity, helping preserve capital.
Risk spectrum: The fixed income universe spans a range of credit qualities, from low-risk government bonds to higher-risk corporate or emerging market debt.
Fixed income plays an essential role in portfolios:
Stability: Fixed income can help dampen portfolio volatility and provide balance against more volatile asset classes like equities.
Diversification: Including fixed income helps spread risk across asset classes and improves portfolio resilience.
Income generation: Bonds and other fixed income products deliver regular cash flows, which can be reinvested or used as a source of income.
Who invests in fixed income?
Fixed income investments attract a wide range of investors, including conservative investors focused on income and capital preservation, retirees seeking reliable cash flows, and institutional investors looking to balance risk and return across portfolios.
