Global fintech equity
Trends equities

Global fintech equity

Applying a trends approach to fintech

Key points

  • Investments in the fintech universe sections Payments, Security and Core Banking
  • Search for excellent executors, best-positioned for long structural trends in the digitization of the financial sector
  • Well-diversified portfolio consisting of winners, enablers and challengers


Fintech offers abundant opportunities to monetize digitization. Our investment philosophy is based on the conviction that we can generate alpha:

  • Top-down – by identifying the most appealing trends and themes in the fintech sector; and
  • Bottom-up – by fundamental analysis to identify the best executors and stocks with attractive relative valuation.


Our investment process consists of four steps. First, to identify long-term growth trends in the fintech universe. Second, to identify the winners, enablers and challengers within the universe. Third, bottom-up stock selection that significantly benefits from the fintech trends applies fundamental and quantitative research and sustainability to find companies with attractive valuations. Fourth, portfolio construction based on conviction level, risk, diversification and a strict buy and sell discipline.

Trends investing
Trends investing

Exploiting the behavioral biases

Find out more


The fintech equity strategy is managed by two seasoned portfolio managers who form part of the Trends Investing team based in Rotterdam. These portfolio managers are supported by dedicated trend analysts and further trend portfolio managers from the Trends Investing team. The portfolio managers also have access to Robeco’s sector, emerging markets and sustainability analysts.

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