switzerlanden
The road to impact investing – a journey for insurers

The road to impact investing – a journey for insurers

05-05-2021 | Insight
Sustainable investing has risen to the top of insurers’ agendas – but how to make an impact with it?
  • Clara Yan
    Clara
    Yan
    Head of Insurance Analytics
  • Jessica Lenehan
    Jessica
    Lenehan
    Insurance Solutions Manager

Speed read

  • Impact investing is increasingly important for insurers’ SI agendas
  • Sustainable Development Goals offer a means of making an impact
  • Robeco’s strategies usable for unit-linked platforms and balance sheets

Many insurance companies are keen to embrace more sustainable ways of investing their clients’ premiums, as combatting climate change grows in importance, and Covid-19 continues to dominate. As such, they are seeking strategies that embrace environmental, social and governance (ESG) factors.

What may be still missing though is how to make an impact in the process. This can be done by impact investing, which is defined as “investments in companies, organizations and funds with the intention of generating a social and environmental impact, alongside a financial return.”

And there are various ways of doing it, such as through thematic strategies covering issues such as climate change, to more bespoke vehicles that target the Sustainable Development Goals. These offerings are structured not only as ‘off-the-shelf’ investment funds, but also as customized segregated accounts. This means insurers can tailor the strategies according to their sustainability agendas.

Climate investing: from urgency to solutions
Climate investing: from urgency to solutions
Read more

Finding the right strategies

But how to go about it? And with such a wide array of worthy causes available, what sustainable projects should an insurer embrace? Some strategies may be suitable for decarbonizing an insurer’s balance sheet, while others might work better on unit-linked platforms or segregated accounts as means of earning returns in a more sustainable way.

To answer some of the conundrums, Robeco’s Insurance Solutions team has produced an article explaining the issues in depth. It gives the background on the topic and the various solutions available, backed with case studies on how insurers are actually dealing with the issue today.

“Focusing on impact investing has become a core tenet of an insurer’s sustainability and community engagement approach,” say the article’s authors, insurance specialists Clara Yan and Jessica Lenehan.

“In this paper, we focus on how insurance companies are framing their agendas around sustainability, and the different impact investment tools they are using to translate their sustainability goals into tangible results.”

Logo

Disclaimer Robeco Switzerland Ltd.

The information contained on these pages is for marketing purposes and solely intended for Qualified Investors in accordance with the Swiss Collective Investment Schemes Act of 23 June 2006 (“CISA”) domiciled in Switzerland, Professional Clients in accordance with Annex II of the Markets in Financial Instruments Directive II (“MiFID II”) domiciled in the European Union und European Economic Area with a license to distribute / promote financial instruments in such capacity or herewith requesting respective information on products and services in their capacity as Professional Clients. 

The Funds are domiciled in Luxembourg and The Netherlands. ACOLIN Fund Services AG, postal address: Affolternstrasse 56, 8050 Zürich, acts as the Swiss representative of the Fund(s). UBS Switzerland AG, Bahnhofstrasse 45, 8001 Zurich, postal address: Europastrasse 2, P.O. Box, CH-8152 Opfikon, acts as the Swiss paying agent. The prospectus, the Key Investor Information Documents (KIIDs), the articles of association, the annual and semi-annual reports of the Fund(s) may be obtained, on simple request and free of charge, at the office of the Swiss representative ACOLIN Fund Services AG. The prospectuses are also available via the website www.robeco.ch. Some funds about which information is shown on these pages may fall outside the scope of the Swiss Collective Investment Schemes Act of 26 June 2006 (“CISA”) and therefore do not (need to) have a license from or registration with the Swiss Financial Market Supervisory Authority (FINMA). 

Some funds about which information is shown on this website may not be available in your domicile country. Please check the registration status in your respective domicile country. To view the RobecoSwitzerland Ltd. products that are registered/available in your country, please go to the respective Fund Selector, which can be found on this website and select your country of domicile. 

Neither information nor any opinion expressed on this website constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or service. An investment in a Robeco Switzerland Ltd. product should only be made after reading the related legal documents such as management regulations, prospectuses, annual and semi-annual reports. 

By clicking “I agree” you confirm that you/the company you represent falls under one of the above-mentioned categories of addressees and that you have read, understood and accept the terms of use for this website.

I Disagree