By continuing on this site you have agreed to cookies being placed and accessed by this website. More information and adjusting cookie settings.

Robeco uses cookies to analyze your visit to this site, to share information via social media and to personalize the site and advertisements in line with your own preferences. By clicking on agree or by continuing on this site, you agree to the above. More information and adjusting cookie settings.

AGREE

Robeco uses cookies to analyze your visit to this site, to share information via social media and to personalize the site and advertisements in line with your own preferences. By clicking on agree or by continuing on this site, you agree to the above. More information and adjusting cookie settings.

AGREE

By continuing on this site you have agreed to cookies being placed and accessed by this website. More information and adjusting cookie settings.

Responsible pension accrual

Smart Pension is the best solution for employers seeking an effective pension plan and looking to control their pension liabilities, both now and in the future. A solution that conforms with last year’s pension agreement. Capital is accrued for the future by carefully investing defined-contribution premiums. This is a solution that you can implement immediately with Rabobank affiliate Stichting Robeco PPI, which was one of the first entities to be licensed by De Nederlandsche Bank.

responsible-pension-accrual.jpg

More than 80 years of experience in investing
A transparent defined-contribution scheme forms the basis of Smart Pension. The premiums are invested by Robeco Institutional Asset Management B.V. (hereinafter Robeco), drawing on the company’s more than 80 years of investment experience.
Participants in the pension scheme accrue a pension in a responsible fashion, with premiums invested through a LifeCycle mix. The LifeCycle principle automatically reduces the investment risk as retirement approaches.  Employees therefore have greater certainty about the final value of the capital they accrue and thus about their pension benefits. Investing according to the LifeCycle mix not only limits market and inflation risk, it also ensures that the interest-rate risk is low at the time when a retirement pension is purchased.
 
Opting out is a possibility, and the participants can then construct their portfolios to suit their own requirements. It is also possible to save the premiums in a Rabobank savings account.
 
An affordable scheme that gives you control 
Smart Pension is a transparent plan that does not have a negative effect on your company’s annual accounts. It has fixed premium agreements and no mandatory supplementary deposits, which means less impact on your balance sheet.
The only liability companies with a defined-contribution scheme have to include on their balance sheet is the pension premium they pay. This is because they have no other obligations towards the participants in the pension plan.
Share this page: